Financial & Insurance

It is our mission to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs.

  • Our office accepts payments by Cash, Checks, and Visa, MasterCard, American Express and Discover credit cards.
  • We offer low down-payment plans and interest-free, monthly installment payment plans.
  • Zero down payment -We also accept financing through CareCredit  and for our Invisalign patients Lending Point Interest Free Patient Financing.

If you have any questions about financing or payment, ask us! We will thoroughly explain your choices and work hard to accommodate your needs.

Financial Policy Options Form

Please print the following form to learn more about our financial policy!


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If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Insurance policies vary, so we will review your insurance to determine the appropriate course of action.

Once treatment has started, we will file your claims. To help us with your insurance filing, please complete the insurance questions on our New Patient Registration Forms.

White Plains Orthodontics accepts most insurance plans. Please have your insurance information accessible when scheduling your first appointment - that way we can verify your insurance benefits and minimize your out-of-pocket expense! If your plan requires a dentist referral, please obtain one before scheduling your complimentary consultation to avoid treatment delays. Please bring your insurance card and information to your consultation appointment.

We participate with the following companies:

  • Aetna PPO & DHMO
  • Ameritas / First Ameritas
  • Antham BC/BS
  • Assurant / SunLife
  • Cigna DHMO - Dentist Referral Needed
  • Cigna PPO
  • Connecticut General (Cigna)
  • CSEA
  • DC37
  • DDS
  • Delta Dental Dental Benefits Providers 
  • Electricians Union-Local 3
  • Empire / Blue Cross/Blue Shield
  • FEP Blue
  • GHI - Dental Access, Preferred ,Preferred Plus & EmblemHealth
  • Guardian DentalGuard PPO
  • Guardian Managed Care – Dentist Referral Needed
  • HealthPlex – Dentist Referral Needed
  • MetLife
  • Oxford
  • Preferred Group Plans
  • Principal Financial Group
  • SIDS: Self-Insured Dental Services
  • Teamsters
  • United Concordia 
  • United Health Care PPO
  • Uniformed Fire Fighters’ Association
  • UFT Welfare Fund
  • YFT Welfare Fund
  • Teachers - Harrison & Scarsdale & White Plains, New Rochelle 

We also participate with the following reduced-fee plans:

  • AmeriPlan USA
  • Aetna Vital Savings Discount Plan
  • Careington
  • Cigna Plus Savings
  • DentalSave
  • EDP Dental Plan
  • MyChoice Dental Plan
  • Humana Dental
  • National Dental Plan

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

Site Map Administration

90 Bryant Ave., Suite 1-C | Embassy Building | White Plains, NY 10605 | Phone: 914-946-9098 | Fax: 914-946-6910